Monterey County Senior Home Repair Program

Monterey County Housing and Community Development

Available Senior & Disability

About This Program

Provides deferred-payment loans to low-income senior homeowners in unincorporated Monterey County for essential home repairs and accessibility modifications. Loan is repaid only when the home is sold or title is transferred.

Deferred loan, no payment until home sale or title transfer

Key Details

  • Deferred loan up to $15,000 for seniors 62+
  • No monthly payments required
  • Repayment only when home is sold
  • Must be owner-occupied in unincorporated areas
  • Income at or below 80% AMI

How to Apply

Deadline: Rolling applications, subject to fund availability

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