FHA 203(k) Rehabilitation Mortgage

U.S. Dept. of Housing & Urban Development (HUD) / FHA

Active Home Repair

About This Program

The FHA 203(k) rehabilitation mortgage allows homeowners or buyers to finance a home's purchase or refinance along with repair costs in a single loan. The Standard 203(k) covers major structural repairs with no cap on renovation costs (up to FHA loan limits); the Limited 203(k) allows up to $75,000 in repairs for non-structural improvements. Requires a minimum $5,000 in eligible improvements.

Bexar County FHA loan limit approx. $524,225; standard 3.5% down payment required

Key Details

  • Finance purchase + renovation in a single mortgage
  • Standard 203(k): major structural repairs, no repair dollar cap
  • Limited 203(k): non-structural repairs up to $75,000
  • Minimum $5,000 in eligible improvements required
  • 3.5% down payment; apply through FHA-approved lenders

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Open, apply through FHA-approved lenders

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