Empower Homebuyers SCC Program

County of Santa Clara / Housing Trust Silicon Valley

Active Home Repair

About This Program

The Empower Homebuyers SCC program provides first-time homebuyers in Santa Clara County with a 30-year deferred shared appreciation loan for down payment assistance, up to $250,000 or 30% of the purchase price with no monthly payments or interest. Designed for county employees, teachers, healthcare professionals, and nonprofit workers. Upon sale, buyers repay the loan plus a proportional share of appreciation.

Typical assistance for moderate-income first-time buyer in San José

Key Details

  • Up to $250,000 or 30% of purchase price
  • 30-year deferred, no monthly payments, no interest
  • Income limit: 120% Area Median Income
  • Targeted to teachers, healthcare, county employees, nonprofits
  • Contact Housing Trust SV: 408-703-3837 ext. 301

How to Apply

Visit Official Program Page Track this program

408-703-3837

Deadline: Rolling, funded by 2016 Measure A Affordable Housing Bond

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