County of Santa Clara / Housing Trust Silicon Valley
The Empower Homebuyers SCC program provides first-time homebuyers in Santa Clara County with a 30-year deferred shared appreciation loan for down payment assistance — up to $250,000 or 30% of the purchase price with no monthly payments or interest. Designed for county employees, teachers, healthcare professionals, and nonprofit workers. Upon sale, buyers repay the loan plus a proportional share of appreciation.
Typical assistance for moderate-income first-time buyer in San José
408-703-3837
Deadline: Rolling — funded by 2016 Measure A Affordable Housing Bond
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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