USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program offering low-interest loans and grants to very low-income homeowners in eligible rural areas near Santa Fe to repair, improve, or modernize homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Combination of 1% loan plus potential grant for senior homeowners

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area near Santa Fe
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Santa Fe, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Santa Fe, NM

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