City of Schenectady Community Development (CDBG)
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Schenectady. Loan is forgiven after 5 years of continued occupancy. Covers structural repairs, roofing, mechanical systems, and code violations.
Forgivable loan, no repayment if you remain in the home 5 years
A grant-savvy contractor in Schenectady, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Rolling applications while funds available
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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