Schenectady Owner-Occupied Rehabilitation Program

City of Schenectady Community Development (CDBG)

Available Home Repair

About This Program

Provides forgivable loans for major home repairs to income-qualified owner-occupants in Schenectady. Loan is forgiven after 5 years of continued occupancy. Covers structural repairs, roofing, mechanical systems, and code violations.

Forgivable loan, no repayment if you remain in the home 5 years

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Schenectady
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in Schenectady, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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