NY Division of Housing & Community Renewal
New York State program providing forgivable loans to moderate-income homeowners to rehabilitate their primary residence. Loan is forgiven after 10 years of continued occupancy. Covers major systems, structural repairs, and code violations.
Forgivable loan, no repayment if you remain in the home 10 years
A grant-savvy contractor in Schenectady, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Applications currently paused, check for reopening
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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