PHFA Home Improvement Loan Program

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

Low-interest loan program for necessary home repairs and improvements in Pennsylvania. Available to homeowners with income up to 80% AMI. Loan term up to 10 years at 3% fixed interest rate.

Low-interest loan at 3% APR, typical award for moderate repairs

Key Details

  • Low-interest loan at 3% fixed rate
  • Up to $20,000 for home repairs
  • Income at or below 80% AMI
  • Must be owner-occupied
  • Repayment term up to 10 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

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Deadline: Rolling applications

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