Suffolk County Home Improvement Program

Suffolk County Department of Economic Development and Planning

Available Home Repair

About This Program

Provides deferred-payment, 0% interest loans for essential home repairs to owner-occupied single-family homes in Suffolk County. Loan is forgiven after 10 years if homeowner remains in residence and maintains insurance and taxes.

Forgivable loan, no repayment if you stay in the home 10 years

Key Details

  • Deferred loan up to $30,000 for home repairs
  • 0% interest, forgiven after 10 years
  • Income at or below 80% AMI
  • Owner-occupied single-family homes only
  • Must maintain residency, insurance, and taxes

How to Apply

A grant-savvy contractor in Smithtown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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