USDA Section 504 Home Repair Grants & Loans

About This Program

USDA grants and low-interest loans for very-low-income homeowners in eligible rural areas to repair or improve homes, or remove health and safety hazards. Seniors age 62+ may qualify for grant funds up to $7,500.

Combination of grant (seniors 62+) and 1% interest loan based on income

Key Details

• Grants up to $7,500 for seniors 62+
• Loans up to $20,000 at 1% interest
• Very low income required (50% AMI or below)
• Must be in USDA-eligible area
• Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Somerville, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round