Somerville Owner-Occupied Housing Rehabilitation Program

City of Somerville OSPCD (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loans for income-qualified owner-occupants in Somerville to address major home repairs and code violations. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan calculated based on income and project scope, no repayment if compliance maintained for 5 years

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Somerville
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, systems upgrades

How to Apply

A grant-savvy contractor in Somerville, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to available funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Somerville, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs