South Bend Owner-Occupied Rehabilitation Program

City of South Bend Community Development (CDBG)

Available Home Repair

About This Program

Provides major home rehabilitation assistance for low-income owner-occupied households in South Bend. Forgivable loan covers critical health, safety, and code compliance repairs including roofing, plumbing, electrical, HVAC, and structural work. Loan is forgiven after 5 years of continued owner occupancy.

Forgivable loan amount based on scope of needed repairs, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in South Bend
  • Covers roofing, plumbing, electrical, HVAC, structural
  • Forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in South Bend, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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