USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very-low-income homeowners in eligible rural areas near Spokane to repair, improve, or modernize homes. Interest rate as low as 1% for qualified borrowers.

Loan amount based on repair scope and borrower income

Key Details

  • Loans up to $40,000 at 1% interest
  • For eligible rural areas near Spokane
  • Income at or below 50% AMI
  • Must be 62+ or unable to get affordable credit
  • Owner-occupied homes only

How to Apply

Deadline: Applications accepted year-round

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