USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or remove health and safety hazards. Grants available only to seniors 62+ who cannot afford loan repayment.

Grant portion for seniors 62+ unable to repay loan; otherwise 1% interest loan

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ (very low income)
  • Income at or below 50% AMI
  • Remove health and safety hazards
  • Owner-occupied homes in eligible rural areas

How to Apply

Get free help applying Visit Official Program Page Track this program

(479) 443-6176

A grant-savvy contractor in Springdale, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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