St. Cloud Owner-Occupied Rehabilitation Program

City of St. Cloud Community Development (CDBG)

Available Home Repair

About This Program

Provides forgivable loans to low- and moderate-income St. Cloud homeowners for major home repairs and code compliance work. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan forgiven at 20% per year over 5 years of occupancy

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI required
  • Must own and occupy home in St. Cloud
  • Forgiven after 5 years of compliance
  • Covers major repairs and code violations

How to Apply

A grant-savvy contractor in St. Cloud, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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