Minnesota Housing Rehabilitation Fund

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Provides deferred loans to low-income homeowners for major home repairs and rehabilitation. Administered through local partners statewide with payment deferred until home is sold or refinanced.

Deferred loan with no monthly payment until sale or refinance

Key Details

  • Deferred loan up to $35,000
  • Income at or below 80% AMI
  • No monthly payment required
  • Repaid when home sold or refinanced
  • Available through local administrators

How to Apply

A grant-savvy contractor in St. Cloud, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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