MSHDA MI Home Loan Repair Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Forgivable loan program for Michigan homeowners who need critical home repairs. Loan is forgiven after 5 years of continuous occupancy. Must have existing MSHDA mortgage or qualify for income limits.

Forgivable loan forgiven after 5 years of owner occupancy

Key Details

  • Forgivable loan up to $10,000 for repairs
  • Must be owner-occupied primary residence
  • Income limits apply based on county median
  • Forgiven after 5 years of continuous occupancy
  • Covers critical health and safety repairs

How to Apply

A grant-savvy contractor in Sterling Heights, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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