Find grants, rebates, forgivable loans, and free programs for Sterling, CO, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sterling, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 5 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-qualified households in Sterling and Logan County. Includes insulation, air seal...
Low-interest home improvement loans for Colorado homeowners to finance repairs, accessibility modifications, and energy ...
Deferred, zero-interest loan for major home repairs for low-income homeowners in Sterling city limits. Loan is forgiven ...
Emergency grant for immediate health and safety hazards in owner-occupied homes within Sterling city limits. Covers emer...
Grant funding for accessibility modifications for Sterling residents with disabilities. Covers wheelchair ramps, bathroo...
Cost-share grant for homeowners to repair or replace private sewer laterals in Sterling. City covers up to 50% of eligib...
Low-interest loans for very low-income rural homeowners to repair, improve, or modernize their homes. Sterling qualifies...
Grants for very low-income rural homeowners age 62+ to remove health and safety hazards. Sterling qualifies as a rural a...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home with special features needed ...
Grant for veterans with certain service-connected disabilities to make adaptations to a home they or a family member liv...
Free lead hazard control services for eligible Colorado homes built before 1978 with children under age 6. Services incl...
Federal HOME funds for major home repairs and rehabilitation for low-income homeowners in Logan County. Forgivable loan ...
Small grant for minor home repairs and safety modifications for seniors age 60+ in Logan County. Covers grab bars, ramps...
Down payment and closing cost assistance for first-time homebuyers in Colorado, including Sterling. Offered as a grant t...
Annual heating assistance for low-income Colorado households. Provides a one-time payment to help cover heating costs du...
Required homebuyer education course for CHFA loan and grant programs. Available online or in-person. Covers budgeting, c...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Sterling, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sterling, 15 programs do not require repayment, 2 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.