Home Improvement Grants in Summit.

Find grants, rebates, forgivable loans, and free programs for Summit, NJ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Summit, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally-funded weatherization services for income-eligible households in New Jersey, administered through Union County...

Weatherization
Up to $5,000 rebate for heat pumps

NJ Clean Energy Heat Pump Incentive

Rebates for installation of high-efficiency air-source or ground-source heat pumps in existing New Jersey homes. Incenti...

Energy
Up to $8,000 in rebates and incentives

PSE&G Home Energy Savings Program

Comprehensive home energy efficiency program for PSE&G customers including free energy assessment, rebates for insulatio...

Energy
50/50 matching grants up to $50,000

New Jersey Historic Preservation Grant

Matching grants for preservation and restoration of properties listed on or eligible for the New Jersey or National Regi...

Historic
Deferred loan up to $30,000

Union County Home Rehabilitation Program

CDBG-funded deferred payment loan for major home repairs for owner-occupied homes in Union County. Loan is forgiven afte...

Home Repair
Free lead hazard removal

Union County Lead Hazard Control Program

HUD-funded lead hazard reduction services for Union County homes built before 1978 with children under age 6 or pregnant...

Home Repair
Forgivable loan up to $10,000

NJHMFA Home Repair Program

Zero-interest forgivable loan for home repairs for low-to-moderate income homeowners statewide. Loan is forgiven after 5...

Home Repair
Varies by property tax increase

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...

Property Tax Relief
Loans up to $25,000 + SREC income

PSE&G Solar Loan & Incentive Program

Low-interest loans and incentives for residential solar panel installation for PSE&G customers. Customers also earn Sola...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes or remove heal...

Seniors & Disability
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with service-connected disabilities to make accessibility adaptations to their residence. Covers modi...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with severe service-connected disabilities (such as loss of use of legs or blindness) to purchase or ...

Veterans
Up to $1,500 benefit

New Jersey ANCHOR Property Tax Relief

Annual property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $250,000 can rece...

Property Tax Relief
Grants up to $15,000

Union County ADA Home Modification Program

Grants for accessibility modifications for Union County residents with disabilities. Covers installation of ramps, widen...

Seniors & Disability
Low-interest loans up to $20,000

New Jersey Water Bank Sewer Connection Loan

Low-interest loans for homeowners to connect to public sewer systems, replace septic systems, or make water/sewer latera...

Home Repair
Up to $10,000 forgivable loan

NJ HomeFirst Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in New Jersey. Up to $10,000 forgivable loan, forgive...

Homebuyer
Up to $2,000 in rebates

PSE&G Appliance & Equipment Rebates

Rebates for energy-efficient appliances and equipment including water heaters, smart thermostats, dehumidifiers, and air...

Energy
Up to $1,750 heating assistance

New Jersey Home Energy Assistance (LIHEAP)

Low-Income Home Energy Assistance Program (LIHEAP) provides heating bill assistance for income-eligible New Jersey house...

Energy
Free comprehensive weatherization

NJ Comfort Partners (Income-Qualified Weatherization)

Free comprehensive home energy improvements for income-qualified PSE&G customers. Includes insulation, air sealing, heat...

Weatherization
Grants up to $5,000

Union County Senior Home Repair Program

Emergency home repair grants for Union County seniors age 60+ who are owner-occupants. Covers repairs necessary to maint...

Seniors & Disability
Sales tax exemption on eligible purchases

New Jersey Sales Tax Exemption for Energy Efficiency

New Jersey exempts from sales tax purchases of solar energy equipment, insulation materials, and certain energy-efficien...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Summit

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.