Find grants, rebates, forgivable loans, and free programs for Summit, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Summit, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services for income-eligible households in New Jersey, administered through Union County...
Rebates for installation of high-efficiency air-source or ground-source heat pumps in existing New Jersey homes. Incenti...
Comprehensive home energy efficiency program for PSE&G customers including free energy assessment, rebates for insulatio...
Matching grants for preservation and restoration of properties listed on or eligible for the New Jersey or National Regi...
CDBG-funded deferred payment loan for major home repairs for owner-occupied homes in Union County. Loan is forgiven afte...
HUD-funded lead hazard reduction services for Union County homes built before 1978 with children under age 6 or pregnant...
Zero-interest forgivable loan for home repairs for low-to-moderate income homeowners statewide. Loan is forgiven after 5...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...
Low-interest loans and incentives for residential solar panel installation for PSE&G customers. Customers also earn Sola...
Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize their homes or remove heal...
Grant for veterans with service-connected disabilities to make accessibility adaptations to their residence. Covers modi...
Grant for veterans with severe service-connected disabilities (such as loss of use of legs or blindness) to purchase or ...
Annual property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $250,000 can rece...
Grants for accessibility modifications for Union County residents with disabilities. Covers installation of ramps, widen...
Low-interest loans for homeowners to connect to public sewer systems, replace septic systems, or make water/sewer latera...
Down payment and closing cost assistance for first-time homebuyers in New Jersey. Up to $10,000 forgivable loan, forgive...
Rebates for energy-efficient appliances and equipment including water heaters, smart thermostats, dehumidifiers, and air...
Low-Income Home Energy Assistance Program (LIHEAP) provides heating bill assistance for income-eligible New Jersey house...
Free comprehensive home energy improvements for income-qualified PSE&G customers. Includes insulation, air sealing, heat...
Emergency home repair grants for Union County seniors age 60+ who are owner-occupants. Covers repairs necessary to maint...
New Jersey exempts from sales tax purchases of solar energy equipment, insulation materials, and certain energy-efficien...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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