USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants are available only to homeowners age 62 or older who cannot afford a loan.

Combined loan and grant estimate for qualifying senior homeowner

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income homeowners in eligible areas
  • Covers repairs and accessibility improvements
  • Check property eligibility with USDA

How to Apply

Visit Official Program Page Track this program

(602) 280-8701

Deadline: Applications accepted year-round

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