USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000.

Combination of 1% loan and grant for seniors 62+

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Visit Official Program Page Track this program

(970) 356-5447

Deadline: Applications accepted year-round

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