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OHFA Next Home Program

Ohio Housing Finance Agency

open state

About This Program

OHFA's program for repeat homebuyers who are not first-time buyers. Provides 30-year fixed-rate mortgages with down payment assistance of 3% (conventional) or 3.5% (government loans), forgiven after 7 years.

On $150,000 home: $4,500-$5,250 in DPA

Key Details

  • No first-time homebuyer requirement
  • 30-year fixed-rate FHA, VA, USDA, or conventional
  • DPA forgiven after 7 years
  • Must meet OHFA income and purchase price limits
  • Credit score 640+ required

How to Apply

Deadline: Ongoing

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