USDA Section 504 Home Repair Loans & Grants

USDA Rural Development

Open Home Repair

About This Program

Loans at 1% interest (20-year term) for very-low-income homeowners in USDA-eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 for homeowners 62+ to remove health and safety hazards. Loans and grants can be combined.

Must be in USDA-eligible rural area; check property eligibility online

Key Details

  • Very-low-income (below 50% AMI) homeowners
  • Property must be in USDA-eligible rural area
  • 1% interest loans up to $40,000 (20-year term)
  • Grants up to $10,000 for homeowners age 62+
  • Contact Ohio USDA RD: 614-255-2400

How to Apply

Visit Official Program Page Track this program

614-255-2400

Deadline: Ongoing

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