USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans (1%) and grants for very-low-income homeowners in qualifying rural areas to repair or improve their homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Combination of 1% loan plus grant for seniors removing hazards

Key Details

  • 1% interest loans up to $27,500
  • Seniors 62+ eligible for $10,000 grant
  • Very low income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers essential health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 761-5098

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Deadline: Ongoing applications

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