USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas near Topeka to repair, improve, or modernize homes. Seniors age 62+ may qualify for grants up to $10,000 that do not need to be repaid.

Combination of loan and grant based on income and age; seniors 62+ receive grant portion

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI)
• Must be in eligible rural area
• Repairs health and safety hazards

How to Apply

A grant-savvy contractor in Topeka, KS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications; subject to funding availability