Torrance Owner-Occupied Rehabilitation Program

City of Torrance Community Development Department (CDBG)

Available Home Repair

About This Program

Provides deferred loans for major home repairs to low-income homeowners in Torrance. Loan is secured by a deed of trust and deferred for up to 30 years, forgiven if owner maintains occupancy and property standards.

Deferred loan amount based on scope of work, typically forgiven after 30 years of compliance

Key Details

  • Deferred loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Torrance
  • Loan forgiven after 30 years of compliance
  • Covers roofing, plumbing, electrical, HVAC

How to Apply

Deadline: Rolling applications, funding limited

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