USDA Section 504 Home Repair Grants & Loans

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides grants (seniors 62+) and low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards. Torrance is typically not rural-eligible.

Grant up to $7,500 for seniors, loans up to $20,000 at 1% interest

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest
  • Very low income required (50% AMI)
  • Remove health and safety hazards
  • Torrance typically not rural-eligible

How to Apply

Deadline: Contact local USDA office for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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