Michigan Community Housing Assistance Program (CHAP)

Michigan State Housing Development Authority

Available Home Repair

About This Program

State-funded program providing forgivable loans for major home repairs and rehabilitation for low-to-moderate income homeowners. Loan is forgiven after 5 years of owner occupancy. Covers structural, mechanical, and code compliance issues.

Forgivable loan, no repayment if you stay in the home 5 years

Key Details

  • Forgivable loan up to $50,000
  • Income at or below 120% AMI required
  • Covers major structural and systems repairs
  • Forgiven after 5 years of owner occupancy
  • Administered through local housing agencies

How to Apply

A grant-savvy contractor in Traverse City, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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