USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program for very low-income homeowners in eligible rural areas near Traverse City to repair or improve their homes. Grants up to $27,500 for seniors 62+ to remove health and safety hazards; loans up to $40,000 at 1% interest for others.

Grant amount for seniors 62+; others receive low-interest loan

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest for others
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Traverse City, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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