NJHMFA Home Improvement Loan

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-rate home improvement loans for New Jersey homeowners through NJHMFA's network of approved lenders. Can be used for a wide range of repairs, upgrades, and accessibility modifications.

Low-interest loan with flexible terms, borrower qualifies based on credit and income

Key Details

  • Loans up to $50,000 for home improvements
  • Below-market interest rates for qualified borrowers
  • Flexible terms through approved lenders
  • Available for owner-occupied homes in New Jersey
  • Can be combined with other NJHMFA programs

How to Apply

A grant-savvy contractor in Trenton, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Trenton, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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