USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income rural homeowners for home repairs and improvements. Grants up to $10,000 available for homeowners age 62+ to remove health and safety hazards. May be available in rural areas of Rensselaer County near Troy.

Eligible applicants may receive loan up to $40,000 and/or grant up to $10,000

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health, safety, accessibility repairs

How to Apply

A grant-savvy contractor in Troy, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to federal budget

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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