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FHA Title I Home Improvement Loan

Federal Housing Administration / HUD

open federal

About This Program

FHA-insured loan for home improvements up to $25,000 for single-family homes. No equity required — can be used even with little or no home equity. Fixed interest rate with up to 20-year term. Must be owner-occupied.

Fixed-rate loan insured by FHA; no equity requirement

Key Details

  • Up to $25,000 for single-family improvements
  • No home equity required
  • Fixed interest rate, up to 20-year term
  • FHA-insured through approved lenders
  • Must be owner-occupied property

How to Apply

Visit Official Program Page

Deadline: Ongoing — apply through approved lender

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