NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loan program for income-eligible New Jersey homeowners. Loans available through participating lenders for major repairs, improvements, and accessibility modifications. Competitive rates and flexible terms available.

Low-interest loan amount based on project scope and borrower qualification

Key Details

  • Low-interest loans up to $50,000
  • Income at or below 120% AMI required
  • Available through participating lenders
  • Covers major repairs and improvements
  • Competitive rates with flexible terms

How to Apply

A grant-savvy contractor in Union City, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to lender availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Union City, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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