NJHMFA Fresh Start Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Provides forgivable loans to low- and moderate-income homeowners for critical home repairs and rehabilitation. Loan is forgiven after 10 years of owner-occupancy. Available statewide for homes needing essential repairs.

Forgivable loan amount based on scope of critical repairs needed

Key Details

  • Forgivable loan up to $20,000 for critical repairs
  • Income limits: $54,600 (1 person) to $90,250 (5+ persons)
  • Forgiven after 10 years of continuous occupancy
  • Covers structural, systems, and health/safety repairs
  • Must be primary residence in New Jersey

How to Apply

A grant-savvy contractor in Union, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Union, NJ

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