Utica CDBG Owner-Occupied Rehabilitation Program

City of Utica Community Development

Available Home Repair

About This Program

Provides major home rehabilitation for low- to moderate-income owner-occupants in Utica. Loan is forgiven after 5 years of continued residency and compliance with program requirements including homeowners insurance and current property taxes.

Forgivable loan, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Utica city limits
  • Forgiven after 5 years of compliance
  • Covers roofing, structural, systems upgrades

How to Apply

A grant-savvy contractor in Utica, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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