USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of New Jersey to repair, improve, or modernize homes and remove health and safety hazards.

Grant portion for seniors 62+; loan at 1% interest for up to 20 years

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (≤50% AMI)
  • For eligible rural areas in Cumberland County
  • Covers health/safety hazards, repairs, accessibility

How to Apply

A grant-savvy contractor in Vineland, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Vineland, NJ

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