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FEMA NFIP Increased Cost of Compliance (ICC) Coverage

FEMA – National Flood Insurance Program

Active – automatically included in qualifying NFIP policies Flood Mitigation

About This Program

FEMA's NFIP Increased Cost of Compliance (ICC) coverage provides up to $30,000 to help Virginia Beach homeowners bring substantially damaged or repetitive loss properties into compliance with local floodplain management ordinances. ICC funds can be used for home elevation, floodproofing, relocation, or demolition. Coverage is automatically included in most standard NFIP policies for properties in Special Flood Hazard Areas.

ICC coverage of $30,000 can fund a significant portion of home elevation costs

Key Details

  • Up to $30,000 for flood compliance improvements after a qualifying loss
  • Automatically included in most NFIP policies in flood hazard areas
  • Can fund home elevation, floodproofing, or relocation
  • Triggered when property is substantially damaged or repetitive loss
  • Contact your NFIP insurer or FEMA at 800-621-3362 to file

How to Apply

Deadline: File ICC claim after a qualifying flood loss event

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