USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in eligible rural areas near Visalia to repair or improve dwellings. Maximum 20-year term at 1% fixed interest rate.

Loan at 1% fixed interest over 20 years; typical monthly payment shown

Key Details

  • Up to $40,000 at 1% interest for repairs
  • Very low-income homeowners in eligible rural areas
  • 20-year repayment term
  • Must be unable to obtain affordable credit elsewhere
  • Home must be in USDA-eligible area near Visalia

How to Apply

Visit Official Program Page Track this program

(559) 303-7601

Deadline: Rolling applications

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