USDA Section 504 Home Repair Program (Jefferson County)

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in rural areas of Jefferson County to repair, improve, or modernize homes or remove health and safety hazards. Grants of up to $10,000 available for seniors 62+ who cannot repay a loan.

Loan up to $40,000 at 1% interest for 20 years, or grant up to $10,000 for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for homeowners 62+
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area of Jefferson County
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 788-5830

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Deadline: Ongoing, subject to annual funding allocations

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