USDA Section 504 Home Repair Loan & Grant

About This Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors age 62+ may qualify for grants up to $10,000 for accessibility and safety improvements.

Combination of loan and grant; seniors may receive up to $10,000 grant

Key Details

• Low-interest loans up to $40,000 for home repairs
• Seniors 62+ may receive grants up to $10,000
• Very low-income households in rural areas
• Covers health, safety, and accessibility repairs
• Check USDA eligibility maps for West Seneca areas

How to Apply

A grant-savvy contractor in West Seneca, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round