USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% APR) and grants for very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants (up to $10,000) available to homeowners 62+ who cannot repay a loan. Westfield eligibility varies by location.

Grant of up to $10,000 for seniors 62+, or low-interest loan up to $40,000

Key Details

  • Loans up to $40,000 at 1% APR, 20-year term
  • Grants up to $10,000 for homeowners 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Covers health and safety repairs, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 290-3100

A grant-savvy contractor in Westfield, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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