Find grants, rebates, forgivable loans, and free programs for Westfield, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Westfield, IN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to income-qualified homeowners for major home repairs and rehabilitation. Loan is forgiven ove...
Federally funded program delivering free energy efficiency upgrades to low-income households. Services include insulatio...
Provides emergency grants for critical home repairs that pose immediate health or safety threats. Priority given to seni...
Free in-home energy assessment with installation of energy-saving products at no cost. Includes LED bulbs, water-saving ...
Rebates for installing high-efficiency heating and cooling equipment. Includes rebates for central AC units (up to $700)...
Rebate for installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters use up to 60% less energy t...
HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where young children reside. Service...
Low-interest loans (1% APR) and grants for very-low-income homeowners in eligible rural areas to repair or improve their...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...
Grant for veterans with qualifying service-connected disabilities to make adaptations to their home. Eligible disabiliti...
Provides forgivable loans to income-eligible homeowners for accessibility modifications. Covers wheelchair ramps, bathro...
Provides home repair grants to low-income seniors age 60+ in Hamilton County. Covers minor repairs necessary for safe an...
Property tax deduction for homeowners 65+ who have lived in Indiana for at least one year. Reduces assessed value by up ...
Property tax deduction for homeowners with a disability who have lived in Indiana for at least one year. Reduces assesse...
Federal tax credit covering 30% of the cost of residential solar panel systems, solar water heaters, and battery storage...
Rebates for professionally installed insulation in attics, walls, or crawl spaces. Must have pre-installation energy aud...
Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats can reduce heating and cooling cos...
Grant assistance for repairing or replacing failing sewer lateral lines on private property. Covers necessary repairs to...
Federal HOME funds administered by IHCDA for comprehensive home rehabilitation. Forgivable loan for income-qualified hom...
Earn annual bill credits by allowing Duke Energy to briefly cycle your air conditioner during peak demand periods. Parti...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Westfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Westfield, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.