USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for low-income homeowners in eligible rural areas of Westfield to repair, improve, or modernize their homes. Maximum 20-year term at 1% fixed interest rate.

1% fixed-rate loan with up to 20-year repayment term

Key Details

  • Low-interest 1% loan up to $40,000
  • For very-low and low-income rural homeowners
  • Up to 20-year repayment term
  • Covers repair, improvement, modernization
  • Must be in eligible rural area of Westfield

How to Apply

Get free help applying Visit Official Program Page Track this program

(413) 253-4300

A grant-savvy contractor in Westfield, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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