Massachusetts HEAT Loan Program

Massachusetts Department of Energy Resources

Available Energy Assistance

About This Program

Provides 0% interest loans up to $25,000 for heating system upgrades, insulation, air sealing, and energy efficiency improvements. Seven-year repayment term. Available to all Massachusetts homeowners regardless of income.

0% interest loan, repaid over 7 years through utility bill

Key Details

  • 0% interest loan up to $25,000
  • No income limits - available to all homeowners
  • 7-year repayment term via utility bill
  • Covers heating, insulation, weatherization
  • Can combine with Mass Save rebates

How to Apply

Get free help applying Visit Official Program Page Track this program

(866) 527-7283

A grant-savvy contractor in Weymouth, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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