USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors age 62+ who cannot repay a loan.

Loan at 1% interest; grant for seniors 62+ who cannot afford loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income rural homeowners only
  • Covers repairs, accessibility, health/safety hazards
  • Must be in USDA-eligible rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(570) 433-2011

A grant-savvy contractor in Wilkes-Barre, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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