Pennsylvania Housing Finance Agency Keystone Advantage Assistance Loan

Pennsylvania Housing Finance Agency (PHFA)

Available Home Repair

About This Program

Second mortgage assistance for homeowners in targeted Pennsylvania communities including Williamsport. Can be used for down payment, closing costs, or home improvements in conjunction with PHFA first mortgage refinancing. Forgiven over 10 years.

Forgivable loan calculated based on home improvement needs and combined loan-to-value ratio

Key Details

  • Forgivable second mortgage up to $24,999
  • Must be used with PHFA first mortgage or refinance
  • Forgiven over 10 years of occupancy
  • Can cover home improvements and closing costs
  • Available through approved PHFA lenders

How to Apply

A grant-savvy contractor in Williamsport, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available through participating lenders year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Williamsport, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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