NC Housing Finance Agency Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Low-interest loan program for major home repairs and improvements available statewide. Loans have favorable terms with interest rates as low as 0% for qualifying low-income borrowers and up to 30-year repayment terms.

Loan amount based on scope of repairs and household income

Key Details

  • Low-interest loans up to $50,000
  • Interest rates from 0% to 4% based on income
  • Up to 30-year repayment terms
  • Income at or below 115% AMI
  • Available statewide including Wilmington

How to Apply

A grant-savvy contractor in Wilmington, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Wilmington, NC

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