Wilmington Owner-Occupied Rehabilitation Program

City of Wilmington Community Development (CDBG)

Available Home Repair

About This Program

Provides deferred forgivable loans for major home repairs to low-income homeowners in Wilmington city limits. Loan is forgiven after 10 years of continued occupancy and compliance with program requirements.

Forgivable loan, no repayment if you stay in the home 10 years

Key Details

  • Forgivable loan up to $40,000
  • Income at or below 80% AMI
  • Must be owner-occupied in Wilmington city limits
  • Covers major structural and system repairs
  • Forgiven after 10 years of occupancy

How to Apply

A grant-savvy contractor in Wilmington, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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