DSHA Owner-Occupied Rehabilitation Program

Delaware State Housing Authority

Available Home Repair

About This Program

Deferred-payment loan program for major home repairs to Delaware owner-occupied homes. Loan is deferred (0% interest, no monthly payments) until sale, transfer, or refinance of the property.

Deferred loan amount based on scope of needed repairs, no payment due while you live in home

Key Details

  • Deferred loan up to $30,000 for major repairs
  • 0% interest, no monthly payments
  • Income up to 80% AMI (moderate income)
  • Must be owner-occupied primary residence
  • Loan due on sale, transfer, or refinance

How to Apply

Deadline: Applications accepted year-round

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