Home Improvement Grants in Ypsilanti.

Find grants, rebates, forgivable loans, and free programs for Ypsilanti, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ypsilanti, MI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

City of Ypsilanti Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for owner-occupied homes in Ypsilanti with income at or below 80% AMI. Lo...

Home Repair
Up to $7,500 grant

Ypsilanti Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Ypsilanti with income at or below 50% AMI. Covers items...

Emergency
Up to $15,000 forgivable loan

Ypsilanti ADA Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Ypsilanti where a resident has a documented disability....

Seniors & Disability
Free lead hazard removal

Washtenaw County Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in qualifying Washtenaw County homes built before 1978 with childr...

Home Repair
Up to $9,500 in weatherization services

Michigan State Weatherization Assistance Program

Federally funded weatherization program providing free energy efficiency improvements to income-qualified households. Se...

Weatherization
Low-interest loans up to $20,000

MSHDA Home Improvement Loan Program

Low-interest home improvement loans for Michigan homeowners to make necessary repairs and improvements. Loans have flexi...

Home Repair
Free energy audit (up to $400 value)

DTE Energy Home Energy Analysis

Free virtual or in-home energy analysis for DTE electric customers. Includes personalized recommendations, LED bulbs, en...

Energy
Up to $3,500 in rebates

DTE Energy Efficiency Rebate Program

Cash rebates for DTE electric customers who purchase qualifying energy-efficient equipment including furnaces, central A...

Energy
Up to $2,000 rebate

DTE Heat Pump Rebate

Enhanced rebates for DTE electric customers installing qualifying heat pump systems. Includes air-source and geothermal ...

Energy
Free weatherization and appliances

DTE Low-Income Self-Sufficiency Plan (LSP)

Comprehensive energy assistance program for income-qualified DTE customers. Provides free weatherization services, energ...

Energy
Up to $600 tax credit

Michigan Home Heating Credit

Michigan tax credit that helps low-income households, seniors, and people with disabilities pay energy bills. Based on h...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...

Veterans
Up to $5,000 grant

Washtenaw County Senior Home Repair Program

Grant program for senior homeowners age 60+ in Washtenaw County to address critical health and safety repairs. Provides ...

Seniors & Disability
Forgivable loans up to $25,000

Washtenaw County Home Repair Program

Forgivable loan program for income-qualified homeowners in Washtenaw County to make necessary home repairs. Loans are fo...

Home Repair
Free lead hazard removal

Michigan Lead Hazard Reduction Program

State-funded lead hazard reduction program for homes built before 1978 with children under 6 or pregnant women. Provides...

Home Repair
Low-interest loans up to $15,000

Washtenaw County Septic System Repair Program

Low-interest loan program for homeowners in Washtenaw County to repair or replace failing septic systems. Helps protect ...

Home Repair
Assistance up to $10,000

Ypsilanti Water Service Line Replacement Assistance

Financial assistance for Ypsilanti property owners to replace or repair private water service lines. Program helps addre...

Home Repair
Varies by system size

DTE Solar Energy Program

Net metering and incentive program for DTE customers who install solar panels. Customers receive credit for excess elect...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost to install solar panels on your home. Available through 2032, then steps dow...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Ypsilanti

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Frequently asked questions

What home improvement grants are available in Ypsilanti, MI?

25 programs are currently listed for Ypsilanti, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Ypsilanti have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ypsilanti, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Ypsilanti?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.