Find grants, rebates, forgivable loans, and free programs for Ypsilanti, MI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ypsilanti, MI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied homes in Ypsilanti with income at or below 80% AMI. Lo...
Provides emergency home repairs for owner-occupied households in Ypsilanti with income at or below 50% AMI. Covers items...
Provides accessibility modifications for owner-occupied homes in Ypsilanti where a resident has a documented disability....
HUD-funded program to reduce lead-based paint hazards in qualifying Washtenaw County homes built before 1978 with childr...
Federally funded weatherization program providing free energy efficiency improvements to income-qualified households. Se...
Low-interest home improvement loans for Michigan homeowners to make necessary repairs and improvements. Loans have flexi...
Free virtual or in-home energy analysis for DTE electric customers. Includes personalized recommendations, LED bulbs, en...
Cash rebates for DTE electric customers who purchase qualifying energy-efficient equipment including furnaces, central A...
Enhanced rebates for DTE electric customers installing qualifying heat pump systems. Includes air-source and geothermal ...
Comprehensive energy assistance program for income-qualified DTE customers. Provides free weatherization services, energ...
Michigan tax credit that helps low-income households, seniors, and people with disabilities pay energy bills. Based on h...
USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mod...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...
Grant program for senior homeowners age 60+ in Washtenaw County to address critical health and safety repairs. Provides ...
Forgivable loan program for income-qualified homeowners in Washtenaw County to make necessary home repairs. Loans are fo...
State-funded lead hazard reduction program for homes built before 1978 with children under 6 or pregnant women. Provides...
Low-interest loan program for homeowners in Washtenaw County to repair or replace failing septic systems. Helps protect ...
Financial assistance for Ypsilanti property owners to replace or repair private water service lines. Program helps addre...
Net metering and incentive program for DTE customers who install solar panels. Customers receive credit for excess elect...
Federal tax credit covering 30% of the cost to install solar panels on your home. Available through 2032, then steps dow...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Ypsilanti, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ypsilanti, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.